Reported to the IL Attorney General on May 27, 2025.
IL residents may qualify for compensation. Free attorney review — no obligation, no upfront cost.
Check My Rights →Financial institutions like Quad City Bank And Trust are prime targets because of the direct access their records provide to victims' assets. According to a IL state filing, Quad City Bank And Trust experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Legal proceedings relating to this breach are ongoing.
The financial services industry is subject to some of the most stringent data protection requirements in the country, including state-level breach notification laws and federal standards under the Gramm-Leach-Bliley Act. Despite these requirements, Quad City Bank And Trust experienced a breach that exposed sensitive customer data. Affected customers have grounds to seek accountability under both Illinois Personal Information Protection Act (PIPA) and applicable federal statutes.
Quad City Bank And Trust appears to be a financial institution that provides banking, trust, and wealth management services to its clients. In the regular course of business, such institutions typically collect and store sensitive personal and financial data, including Social Security numbers, account numbers, dates of birth, and financial account information. This security incident was officially reported to the Illinois Attorney General in 2025. If you received a data breach notification letter in the mail, it means your personal information may have been compromised in the incident. This page provides a summary of the situation to help you understand what happened and what steps you can take to protect your personal information.
Based on the data types reported in this filing, affected individuals face the following specific risks:
Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.
Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.
Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.
Under the Illinois Personal Information Protection Act (PIPA), you may have a legal claim against Quad City Bank And Trust if any of the following apply:
Applicable law: This breach was reported under the Illinois Personal Information Protection Act (PIPA), which establishes your right to seek damages from Quad City Bank And Trust.
The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.
Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.
Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.
Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.
No. Under Illinois Personal Information Protection Act (PIPA) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.
Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.
Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.
Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.
Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.
Accepting free credit monitoring from Quad City Bank And Trust does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.
Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Quad City Bank And Trust during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.
Received a notification letter from Quad City Bank And Trust?
Read our dedicated guide — what the letter means and exactly what to do.
If you were affected by the Quad City Bank And Trust data breach, you may be entitled to compensation. Submit your information below for a free attorney review — no obligation, no upfront cost.
Source: State Attorney General filing, IL
View Official AG Filing →Quad City Bank And Trust breach?
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