Official Case FileMA · Feb 28, 2025

Northwest Retirement Plan Consultants Data Security Incident

Investigation Open

Reported to the MA Attorney General on February 28, 2025.

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§ I

About This Security Incident

Northwest Retirement Plan Consultants was responsible for safeguarding the personal data of its customers and employees. According to a MA state filing, Northwest Retirement Plan Consultants experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Legal proceedings relating to this breach are ongoing.

Northwest Retirement Plan Consultants was required under the Massachusetts Data Security Law (201 CMR 17.00) to implement reasonable security measures to protect the personal information it collected. When those measures fail and personal data is exposed to unauthorized parties, the law provides remedies for affected individuals — regardless of whether those individuals have yet experienced fraud or identity theft as a direct result.

Northwest Retirement Plan Consultants appears to be a financial services and professional consulting firm specializing in the administration and management of retirement plans. In the regular course of business, the company typically collects and stores sensitive personal and financial data, including Social Security numbers, dates of birth, banking details, and comprehensive account information necessary for pension and retirement administration. This security incident was officially reported to the Massachusetts Attorney General in 2025. Following the discovery of the incident, affected individuals were mailed an official data breach notification letter detailing the event. If you received this letter, it indicates that your personal information may have been compromised as a result of the security compromise.
§ II

Case Facts & Filing Record

State Filed
MA
Date Reported to AG
Feb 28, 2025
Date of Breach
Not disclosed
Records Affected
Not disclosed
Filing Status
Investigation Open
Last Updated
Aug 8, 2026
Data Types Exposed
NameSocial Security NumberDate of BirthFinancial Account InformationAddressAccount NumberContact Information
§ III

Risk Analysis — Exposed Data

Based on the data types reported in this filing, affected individuals face the following specific risks:

Identity Theftcritical

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Identity Verification Bypassmedium

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Physical Security Riskmedium

Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.

§ IV

Were You Affected?

Under the Massachusetts Data Security Law (201 CMR 17.00), you may have a legal claim against Northwest Retirement Plan Consultants if any of the following apply:

  • You received a written data breach notification letter from Northwest Retirement Plan Consultants
  • You are or were a customer, patient, or employee of Northwest Retirement Plan Consultants
  • Your information was held by Northwest Retirement Plan Consultants in MA
  • Your bank or payment card data was potentially exposed

Applicable law: This breach was reported under the Massachusetts Data Security Law (201 CMR 17.00), which establishes your right to seek damages from Northwest Retirement Plan Consultants.

§ V

Your Legal Rights — Compensation Available

01
Lost Time & Remediation Costs

The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.

02
Identity Theft Protection Costs

Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.

03
Banking & Account Fees

Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.

04
Emotional Distress

Data breach victims regularly report anxiety, loss of sleep, and ongoing fear of identity theft. These non-economic harms are cognizable injuries in data breach litigation, particularly in cases involving SSN or medical record exposure.

§ VI

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against Northwest Retirement Plan Consultants?

No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is it too late to file a claim?

Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.

What if Northwest Retirement Plan Consultants offered me free credit monitoring after the breach?

Accepting free credit monitoring from Northwest Retirement Plan Consultants does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by Northwest Retirement Plan Consultants during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

Received a notification letter from Northwest Retirement Plan Consultants?

Read our dedicated guide — what the letter means and exactly what to do.

Read Letter Guide →
§ VII

Submit Your Free Case Review

If you were affected by the Northwest Retirement Plan Consultants data breach, you may be entitled to compensation. Submit your information below for a free attorney review — no obligation, no upfront cost.

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Source: State Attorney General filing, MA

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