Data BreachInvestigation Open

First Capitol Consulting, Inc. d/b/a Trusaic Data Breach

First Capitol Consulting, Inc. d/b/a Trusaic was responsible for safeguarding the personal data of its customers and employees. According to a MA state filing, First Capitol Consulting, Inc. d/b/a Trusaic experienced a data security incident affecting an undisclosed number of individuals, exposing financial account information and payment data. Legal proceedings relating to this breach are ongoing.

MA
State Filed
May 22, 2025
AG Filing Date
Unknown
Records Affected

Data Exposed

NameSocial Security NumberDate of BirthAddressContact InformationFinancial Information

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Incident Overview

The data held by First Capitol Consulting, Inc. d/b/a Trusaic — like that of most organizations that collect customer information — represents a comprehensive profile of affected individuals that, once assembled by bad actors, enables a range of fraudulent activities. The value of this data persists long after the breach is publicly disclosed, and vigilance is warranted for years following an exposure.

First Capitol Consulting, Inc., doing business as Trusaic, appears to be a professional services and human resources compliance technology company specializing in workforce data analytics, pay equity, and regulatory compliance. In the course of providing these business-to-business services, the company typically collects and stores sensitive employee data, including names, dates of birth, Social Security numbers, and compensation information. This security incident was officially reported to the Massachusetts Attorney General in 2025. If you received a data breach notification letter, it means your personal information may have been involved in the incident. The letter outlines the nature of the event and provides guidance on the protective steps you can take.

What's at Risk for You

Based on the data types reported, affected individuals face:

Identity Theftcritical risk

Your SSN is the master key to your identity. Once exposed, criminals can open new lines of credit, take out loans, or file taxes in your name.

Identity Verification Bypassmedium risk

Combined with a name and other leaked data, date of birth helps criminals pass identity verification questions at banks and government agencies.

Physical Security Riskmedium risk

Home address exposure can enable mail theft, package fraud, and targeted phishing attacks that reference your known location.

Are You One of the Victims?

  • You received a written data breach notification letter from First Capitol Consulting, Inc. d/b/a Trusaic
  • You are or were a customer, patient, or employee of First Capitol Consulting, Inc. d/b/a Trusaic
  • Your information was held by First Capitol Consulting, Inc. d/b/a Trusaic in MA
  • Your bank or payment card data was potentially exposed

Federal & State Protections

What the Massachusetts Data Security Law (201 CMR 17.00) and federal statutes entitle you to recover:

Lost Time & Remediation Costs

The hours spent responding to a data breach — canceling accounts, contacting credit bureaus, updating passwords, and investigating fraud — represent compensable economic harm in data breach litigation.

Identity Theft Protection Costs

Once your SSN is exposed, protection becomes an ongoing expense. Plaintiffs in data breach settlements have recovered costs for credit freezes, identity protection subscriptions, and time spent dealing with fraudulent accounts — sometimes covering multiple years of exposure.

Banking & Account Fees

Fees charged to close and reopen accounts, issue replacement cards, or dispute fraudulent transactions are recoverable in data breach litigation. So are the costs of overdrafts, late payments, and credit damage caused by unauthorized activity.

Statutory Minimum Damages

Several state data breach laws provide for statutory minimum damages — fixed amounts recoverable per affected individual regardless of actual loss. These provisions exist specifically to make legal action viable for victims who have not yet experienced direct harm.

Frequently Asked Questions

Do I need proof that my data was misused to file a claim against First Capitol Consulting, Inc. d/b/a Trusaic?

No. Under Massachusetts Data Security Law (201 CMR 17.00) and federal law, the unauthorized exposure of your personal data — regardless of whether it has been actively misused — can be sufficient grounds for a claim. The breach itself is the injury.

How much does filing a claim cost?

Nothing. The Law Office of David S. Harris handles data breach cases on contingency — you pay zero upfront and owe nothing unless compensation is recovered.

My Social Security Number was exposed. What should I do right now?

Immediately place a free credit freeze at all three bureaus (Equifax, Experian, TransUnion). A freeze blocks new accounts from being opened in your name. Then file a complaint with the FTC at IdentityTheft.gov and contact our office — SSN exposure is one of the most serious breach types.

My financial account data was exposed. Can the bank recover my losses?

Banks may reverse fraudulent charges, but they are not obligated to compensate you for time lost, stress, or indirect damages. A class action claim against the breached company can recover those additional categories of harm.

Is it too late to file a claim?

Statutes of limitations for data breach claims vary by state but typically run 2–4 years. Depending on when you learned of the breach, you may still have time. Contact our office for a free eligibility review — there is no cost to find out.

What if First Capitol Consulting, Inc. d/b/a Trusaic offered me free credit monitoring after the breach?

Accepting free credit monitoring from First Capitol Consulting, Inc. d/b/a Trusaic does not waive your right to pursue legal action unless you signed a specific release waiving claims. In most cases, victims who accepted monitoring can still file.

Do I need to have received a notice letter to be eligible?

Not necessarily. Many data breach victims are never notified directly. If your personal information was held by First Capitol Consulting, Inc. d/b/a Trusaic during the relevant period, you may still qualify even without receiving a letter. A free eligibility review can confirm your status.

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